Encryption is a process that scrambles readable text so that it can only be read by a person or device with the decryption code. Its purpose is to provide data security for sensitive information. For example, in situations where your computer has been stolen or misplaced, your files on your hard drive cannot be accessed without the encryption key to decipher the code.

Most websites that are legitimate use a form of encrypting data called SSL (Secure Sockets Layer), which protects data while in transit. Encryption not only protects you from hackers, ransomware and other cybercrimes but also your online privacy. It is also a legal requirement in some instances and assists businesses in remaining compliant with regulatory standards.

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